Friday, January 27, at 5:50 am the alarm went off to get up for the day.  Just before hitting the snooze button, I noticed what appeared to be a light on and some noise coming from the kitchen.  I thought it was odd that Pierre was up so early, but went back to sleep.  Sometime between 6:05 and 6:10 the alarm was going off again and I got up because I had to go to the bathroom.  The light coming through the door didn’t look right.  I told Roland “Honey, that looks like a fire, go check.”  He did and announced that it was a fire and to get out NOW.

 What happened next is still a blur and I’m working on getting it straight in my head, but basically when I got out of the house I was still under the impression that the fire was contained to one room and that the fire department would get there and put it out and life would go on. Working on this assumption, I went outside where Roland was looking for someone with a cell phone because both of ours were still in the house.  When the first two passers by didn’t have a phone, I took off my shirt and tried to punch through the window to unlock the door.  I should have used a rock or something…  I still hadn’t walked too far from the house yet.  When I did go out to the end of the driveway to see what the onlookers were staring at, I saw the flames rising above the roof.  At this point I knew it was Bad and ran back in for the animals.  I walked into a wall of smoke which wouldn’t allow me to get the snakes out (I couldn’t stand long enough to get them out of their tanks, plus I figured they were already asphyxiated since one short breath at their level nearly knocked me out.  I went back out for fresh air and then back in on my hands and knees to crawl around to look for the cat.  I couldn’t find her because it was too dark, so I went out to get a flashlight, but the officer who had arrived at the scene wouldn’t give me a flashlight to go back in.

 While I was performing rescue maneuvers, Roland had kicked in the door and grabbed his cell phone and truck keys, called 911 and moved his truck out of the driveway.

 From this point all we could do was wait and watch.  Finally, the fire in the bedroom was out enough and the firemen agreed to haul the snake cages out.  Much to the surprise of everyone, they were alive and crawling around!  Then I had them kick open the other set of doors to look for the cat.  When she wasn’t in one of her usual hiding places, I tried to get them to go look under the bed, but there was still fire in the attic, so they couldn’t do that.  When it was finally safe, one of the firemen went in and found the cat under the bed.  They let me in to get her out and I grabbed a cat carrier and hauled her out.  At this point, the rest of the stuff didn’t matter.  Everyone got out with no injuries.

 Well, not quite. Rowan (my ball python) ended up with a severe bronchial infection from smoke inhalation and a burn on his nose where plastic from his cage dripped down, but he’s doing fine now and he’s got just a little scar on his nose.

 Fortunately, my insurance agent didn’t let me cancel my renter’s policy when I moved in with Roland, so my stuff is covered under my own insurance policy.  My agent showed up within an hour of my calling and handed me a check for $2000. A friend showed up to drive me around (my truck keys were in the house and I was in no shape to drive).  We went to get another cell phone, a hotel room and more truck keys, then to my office for office keys, my passport, checks to the bank for cash and I was pretty functional.  Roland had grabbed his cell phone, truck keys and his wallet happened to be in the jeans he’d put on to run out of the house.

 On a humorous note, Ernie, my full skeleton, had been in the living room and after the fire was a heap (see the pics)  The firemen kept coming up to Roland asking if he was sure there was no one else in the house.

 Since the fire, we’ve been staying at the Larkspur Landing Hotel in Campbell with Teal.  The snakes stayed in intensive care with the vet for the weekend and are now staying with Mom until we get a house.  Roland and Pierre signed a lease for a house to rent in Saratoga and we should be in there on March 1.

   

Some things we’ve learned (or learn from us):

 Smoke Detectors – you can’t have enough.  Put them in the hallways and the bedrooms.  Ours was in an acceptable location, but didn’t go off until it was too late.  CO detectors may have caught the fire earlier, but I’m not sure.

 Insurance – get some.  I can’t recommend State Farm highly enough for their response so far.  Get replacement insurance.  If you are not on the deed to the house you are living in, get renter’s insurance. Make a list of what you have and keep it somewhere else.  Review your policy every year – this is where having a great agent comes in.  If you can’t afford to replace everything you own, then you can afford insurance.  It’s cheap.  Get a quote.

 ID and other important papers – keep copies somewhere else.  In this day when you don’t exist without photo ID, get a passport and keep it somewhere safe – fireproof safe, safe deposit box, etc.

 Develop personal relationships with the people you do business with.  If I didn’t have ID, it would have been a lot easier to cash a check at Heritage where I’m in there twice a week and they know me than it would have been at BofA or Wells Fargo where they don’t care who you are.

 

On the cause:  

The fire investigators are saying that it was a surge protector that failed.  Instead of switching off, it melted and smoldered.  We only had the microwave and the coffee maker plugged in and neither was turned on.  The microwave was only drawing current to run the clock.  In fact the only appliances we had plugged in were the microwave, the coffee maker, the dishwasher, the oven and the refrigerator.  We use something, unplug it and put it away - even the coffee grinder.  So, no matter how prepared for prevention you are...  shit happens so be prepared in case it does.

updated 2/21/2006